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    Insurance claimsFarmers claims

    Have Farmers? Your choice of shop.

    Farmers' Guaranteed Repair Program (GRP) is optional, not required. California law protects your right to use any licensed shop. We handle Farmers claims directly — estimate, authorization, billing. You pay your deductible.

    Your right under California law

    California Insurance Code §758.5 prohibits Farmers from requiring you to use their Guaranteed Repair Program (GRP) shops. They can recommend preferred vendors, but they cannot mandate them or reduce your payout for going independent. Your right to choose is protected by state law.

    How it works

    Filing a Farmers claim with us

    01

    File your Farmers claim

    Call Farmers or use their online portal to open a claim and get your claim number.

    02

    Bring us your claim number

    Contact us with your Farmers claim number. We handle everything from there.

    03

    We write the estimate

    Sam writes a full line-item estimate — parts, labor, and paint. You get a copy. Farmers gets a copy.

    04

    We contact Farmers directly

    We work with your Farmers adjuster, submit documentation, and get repair authorization.

    05

    We do the repair

    Once Farmers authorizes, we order parts and schedule. No work starts without approval.

    06

    Farmers pays us directly

    Farmers issues payment to us in most cases. Your out-of-pocket is your deductible.

    Reviews

    Trusted across San Diego County for 35 years

    4.7from 30 Google reviews

    Three decades of repeat customers from all over San Diego County — Spring Valley, La Mesa, El Cajon, Chula Vista, and beyond.

    "Sam and his team did an amazing job on my truck after a fender bender. The paint match was perfect and they handled the whole insurance claim for me. Honest pricing, quality work."

    Marcus T.

    Body work · Spring Valley

    "Got my windshield replaced same day. Sam was upfront about the cost, the work was clean, and it was less than the dealer quoted me. I'll be back."

    Linda R.

    Windshield replacement · La Mesa

    "Been bringing my cars here for 12 years. Sam tells you what actually needs fixing and what doesn't. You can't put a price on that kind of trust."

    David K.

    Mechanical · El Cajon

    FAQ

    Common questions about Farmers claims

    All Auto Repair is at 628 Grand Ave, Spring Valley, CA 91977 — Mon–Fri 8:00 AM – 5:00 PM, Saturday by appointment or call ahead.

    Licensed by the California Bureau of Automotive Repair (license #305767) — continuously since 1989.

    Free written estimates in about 30 minutes, no appointment needed.

    All major insurance accepted.

    Content reviewed September 2026 by the All Auto Repair team.

    Have a Farmers claim? We handle it.

    Free estimate. We call Farmers. You pay your deductible. 628 Grand Ave, Spring Valley, CA 91977.