Free written estimates for every insurance claim. We contact your adjuster, handle the paperwork, and negotiate supplements directly. You drop off the car and pay your deductible. That's it.
We've worked with every major insurance carrier for over 35 years. GEICO, State Farm, Allstate, Progressive, Farmers, USAA, Mercury, AAA, and more. Bring us your claim number and we take it from there.
California Insurance Code §758.5 gives you the legal right to choose your own shop. Your insurer cannot require you to use their preferred vendor. Choosing us cannot delay or reduce your payout.
Stop by or call. We need your claim number and carrier name — that's it. You don't need to know the adjuster's name or have any paperwork sorted yet.
Sam inspects the damage and writes a full line-item estimate: parts, labor, and paint. You get a copy. Your adjuster gets a copy. No vague lump sums.
We call the insurance company, submit photos and documentation, and get repair authorization. You don't have to be the middleman.
Sometimes hidden damage turns up once we start the repair. We document it and file a supplement with your carrier directly. We don't call you and ask you to fight that battle.
Once your carrier approves, we order parts and schedule the repair. We do not start work without authorization — no surprise invoices.
Most carriers pay us directly. If your insurer issues you a check, you endorse it to us at pickup. Either way, your out-of-pocket is just your deductible.
Three decades of repeat customers across Spring Valley, La Mesa, and El Cajon.
"Sam and his team did an amazing job on my truck after a fender bender. The paint match was perfect and they handled the whole insurance claim for me. Honest pricing, quality work."
Marcus T.
Body work · Spring Valley
"Got my windshield replaced same day. Sam was upfront about the cost, the work was clean, and it was less than the dealer quoted me. I'll be back."
Linda R.
Windshield replacement · La Mesa
"Been bringing my cars here for 12 years. Sam tells you what actually needs fixing and what doesn't. You can't put a price on that kind of trust."
David K.
Mechanical · El Cajon
No. California Insurance Code §758.5 gives you the legal right to choose any licensed repair shop. Your insurer can suggest a shop, but they cannot require you to use one. Choosing an independent shop like ours cannot delay or reduce your payout.
Most estimates take 30 minutes or less. If you drop by during business hours, Sam can usually look at it the same day. For major collision damage with frame work, it may take a bit longer to write accurately — we would rather take the time than miss something.
Your claim number and the name of your insurance carrier. That's it. You don't need the adjuster's contact info, the police report, or anything else to get started. Bring those if you have them — they speed things up — but they're not required.
We negotiate with your adjuster directly. If the initial payment doesn't cover the full repair, we file a supplement with documentation. You are not responsible for the gap between what your insurer first offers and what the repair actually costs — that's our job to resolve.
Most carriers issue payment directly to us once the repair is authorized. Some send the check to you first — in that case, you endorse it to us at pickup. Either way, your out-of-pocket is limited to your deductible. We never ask you to pay more than your policy requires.
Yes. Comprehensive coverage typically covers auto glass with a $0 deductible in California. We verify your coverage, contact your carrier, and handle the claim from start to finish. You drop off the car; we do the paperwork.
Free estimate. We call your adjuster. You pay your deductible. 628 Grand Ave, Spring Valley, CA 91977.