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    Insurance claimsGEICO claims

    Have GEICO? Choose your own shop.

    GEICO may suggest their preferred shops, but California law gives you the right to use any licensed repair shop. We handle GEICO claims directly — estimate, authorization, supplements, and billing. You pay your deductible. That's it.

    Your right under California law

    California Insurance Code §758.5 prohibits insurance companies from requiring you to use a specific repair shop. GEICO can recommend their Direct Repair Program shops, but they cannot penalize you — financially or otherwise — for choosing an independent shop like ours. Your repair quality and payment are protected regardless of which shop you choose.

    How it works

    Filing a GEICO claim with us

    01

    File your claim with GEICO

    Call GEICO or file online to get your claim number. That's all you need from them to get started with us.

    02

    Bring us your claim number

    Stop by or contact us with your GEICO claim number. We take it from there.

    03

    We write the estimate

    Sam inspects the damage and writes a full line-item estimate — parts, labor, and paint. You get a copy. GEICO gets a copy.

    04

    We contact GEICO directly

    We call your GEICO adjuster, submit photos and documentation, and get repair authorization. You don't have to be the middleman.

    05

    We do the repair

    Once GEICO approves the estimate, we order parts and schedule the repair. No work starts without authorization.

    06

    GEICO pays us directly

    GEICO issues payment directly to us in most cases. Your out-of-pocket is your deductible only.

    Reviews

    Trusted by Spring Valley for 35 years

    4.7from 30 Google reviews

    Three decades of repeat customers across Spring Valley, La Mesa, and El Cajon.

    "Sam and his team did an amazing job on my truck after a fender bender. The paint match was perfect and they handled the whole insurance claim for me. Honest pricing, quality work."

    Marcus T.

    Body work · Spring Valley

    "Got my windshield replaced same day. Sam was upfront about the cost, the work was clean, and it was less than the dealer quoted me. I'll be back."

    Linda R.

    Windshield replacement · La Mesa

    "Been bringing my cars here for 12 years. Sam tells you what actually needs fixing and what doesn't. You can't put a price on that kind of trust."

    David K.

    Mechanical · El Cajon

    FAQ

    Common questions about GEICO claims

    Have a GEICO claim? We handle it.

    Free estimate. We call GEICO. You pay your deductible. 628 Grand Ave, Spring Valley, CA 91977.